VNDE believes in challenging conventional student loans where jacked up interest rates compounded daily cause crushing debt that limits opportunities and potential which totally defeats the purpose of higher education. You matter and VNDE can prove it.
NOT a loan, an Income Sharing Agreement with industry leading student safeguards.
Student friendly income driven repayment; that is pay-it-forward only when you can with no hassles.
Only pay it forward the wherewithal afforded to you and no more.
Your answers are kept confidential and are not shared.
Your answers help our model determine the appropriate ISA term options.
Select your preferred income sharing agreement terms from the options provided.
Seamlessly link your enrollment status and bank account to automate your pay-it-forward responsabilities.
Select between short & long term ISA options provided by our algorithm and save 15% - 75% financing your education.
Unlike traditional loan, pay-it-forward only when you can afford to and only the wherewithal afforded to you.
Never share more of your income than the amount of wherewithal afforded to you for financing your higher education; if you reach that point earlier than anticipated, our ISA is fulfilled.
No income sharing will take place during months when you are not employed; additionally if your income falls beneath a certain threshold, your ISA rate will decrease proportionally during that time.
Start a business without the worry of financial obligations; defer commencement of our ISA agreement for up to 5 years.
You always have the ability to repay in lump sum the remaining amount left on our ISA agreement at no financial penalty to you, unlike many other financial institutions.
As we train the VNDE model, and thanks in large part to our grantors, you enjoy no interest on your ISA amount; on top of all other industry leading student protections.
Whether it's a family emergency, health related or simply a sabatical, you can rest assured your agreement with us still stands as we stand by you during your time of need.
Latin for ‘wherewithal’
[vn-d] (noun) - money or resources necessary for a particular purpose: financing higher education
Enable the opportunity of attaining higher education to be beneficial and available for all
Wherewithal for every member of society affected by the attainment of higher education
Experience a debt-free college education vnde plans to secure funding to provide wherewithal for spring semester 2020. Keep track of our progress and know when we're accepting student applications.Subscribe to newsletter